https://www.hhloans.com.au/team daily 0.75 2026-04-01 https://www.hhloans.com.au/team/rael monthly 0.5 2025-04-30 https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/fb43be61-f37e-4c86-9ac9-90eb51be05d4/Rael+2+%281%29.jpg Team - Rael Bricker - Rael Bricker MSc(Eng) MBA FMFAA MAICD CSP Rael is the Managing Director and founder of house & home loans, which has settled more than $3+Bn of residential loans since it started in 2002. Rael holds a Bachelor of Science (Electrical Engineering), Masters of Science (Electrical Engineering) and a Masters in Business Administration from the University of Witwatersrand in Johannesburg, South Africa. He also has a Diploma in Finance Broking and is a Fellow of MFAA. Rael is also a Member of the Australian Institute of Company Directors and a Certified Speaking Professional (Professional Speakers Australia) . Rael enjoys sharing his wealth of knowledge of business culture with others (through seminars and conferences) and has published a book about it. He spends his time cycling and playing hockey, and dabbles in capturing scenic pictures. Check out his socks the next time you meet him – they are usually quite fun! TO CONNECT WITH RAEL PLEASE FILL OUT THE FORM BELOW or email rael@hhloans.com.au https://www.hhloans.com.au/team/ameesh monthly 0.5 2025-01-29 https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/1ac6b097-d281-4fa3-a6bf-8998679babf6/ameeesh.jpg Team - Ameesh Pattani Ameesh is an employee representative of house & home loans and has been a part of the team since 2006. He is a Finance Broker and the Manager of the broking staff. His knowledge of lending products and processes makes him an integral part of house & home loans. Ameesh holds a Bachelor of Commerce in Finance and Information Systems from Curtin University of Technology, as well as a Diploma in Finance Broking. He is also a full MFAA member. Ameesh has been supporting Liverpool and the EPL for years, this year they nearly made it! He spends his free time running after/from his energetic children and to help him with this, has started training for events like HBF and Spartan races. TO CONNECT WITH AMEESH PLEASE FILL OUT THE FORM BELOW or email ameesh@hhloans.com.au https://www.hhloans.com.au/team/mark monthly 0.5 2025-01-29 https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/d0ffb852-c432-4f88-a96a-6f3bad883a86/Mark+2.jpg Team - Mark Kruger - Mark Kruger is a Credit Representative and a Finance Broker with House and Home Loans. He holds an Honours Degree in Accounting from the University of South Africa and a Diploma of Finance and Mortgage Brokering Management. Mark has been in the industry for 8 years and is a full member of MFAA. His passion is to assist his clients in sourcing finance to achieve their financial goals – obtaining the right loans – stress free. He facilitates finance for Owner Occupied homes, Investment properties (residential and Commercial), SMSF properties, Vehicle and Equipment finance, Personal loans, Business loans and Development finance. Mark is a family man and a keen follower of sport. He plays golf and tennis and loves to go fishing in his spare time. TO CONNECT WITH MARK PLEASE FILL OUT THE FORM BELOW or email mark@hhloans.com.au https://www.hhloans.com.au/team/libby monthly 0.5 2025-01-29 https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/e6be8651-38b3-46c2-83fc-f9b420198a8e/Libby+2.png Team - Libby Wilmot - Libby began her journey into Mortgage Broking from being a Real Estate Agent. So if anyone understands the stress buyer’s and seller’s feel when financing a new home, it’s Libby! Whether it is your first home purchase, a construction or you are an investor with a portfolio of property, Libby has a great knack for understanding each client’s individual needs and finding a finance solution. No fuss, just great professional, old fashioned service. Libby’s outside of finance life involves renovating an old house, (a 12 year ongoing project) collecting all things vintage, keeping chickens and gardening… oh and maybe a wine or two! TO CONNECT WITH LIBBY PLEASE FILL OUT THE FORM BELOW or email libby@hhloans.com.au https://www.hhloans.com.au/team/harinder monthly 0.5 2025-01-29 https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/8190378d-135c-4d81-bfce-a9f75d54414c/Reason+.jpg Team - Harinder Ahluwalia Harinder has been with House & Home Loans since 2014 and has his office base in Brisbane, QLD. With a strong background in hotel management, a masters in Business Management and a Bachelors in Hospitality Management, Harinder always endeavours to look after all his clients with his exceptional service and problem-solving skills. Harinder holds a Diploma in Finance Broking and Mortgage Broking and a Certificate IV in Finance Broking. Based in Brisbane, he enjoys spending time with his family when he is not working. Family nights normally consist of his kids singing along to Moana one too many times. TO CONNECT WITH HARINDER PLEASE FILL OUT THE FORM BELOW or email harinder@hhloans.com.au https://www.hhloans.com.au/team/rachel monthly 0.5 2022-08-22 https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/d9311cd2-4b57-4939-974b-4df2604d11b5/Charliee.jpg Team - Rachel Loh Rachel (or Charlie, as the team fondly calls her) has been with house & home loans since 2011. Originally from Singapore, Rachel studied Commerce at the University of Western Australia and holds a Diploma in Finance Broking. She is a valuable part of the team whose dedication and lender knowledge ensures that our clients get the best customer service. Rachel is the office prankster, ensuring that no one from the team takes too long a holiday for fear of what would be done to their desk upon their return. TO CONNECT WITH RACHEL PLEASE FILL OUT THE FORM BELOW https://www.hhloans.com.au/team/duduzane-ncube monthly 0.5 2026-04-01 https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/9fcd6cdd-8208-4e43-b8a4-9dc31779df0e/Dudu+1.jpg Team - Duduzane Ncube - Dudu is our newest addition to the team, having joined us in 2021. She has been a force to be reckoned with so far, spearheading the marketing revamp of the business as well as helping in loan processing. She graduated from Curtin University in 2021 with a Bcom in Business Law and an Honours in Marketing. Her skills have enabled her to learn the mortgage world and as of 2024 she got her Diploma of Finance and Mortgage Broking Management, writing loans officially! She enjoys laughing in her spare time. Seriously she laughs alot. TO CONNECT WITH DUDU PLEASE FILL OUT THE FORM BELOW https://www.hhloans.com.au/team/mushy monthly 0.5 2022-07-18 https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/7fb23201-fd8b-4dd0-86c4-e985e9858414/Mushyy+3.jpg Team - Marcia Silver Marcia, more commonly known as Mushy, has been with house & home loans since 2009 and is our office manager. Ever reliable with her great organisational skills and unflappable manner, Mushy is always a breath of fresh air in our busy office. TO CONNECT WITH MUSHY PLEASE FILL OUT THE FORM BELOW https://www.hhloans.com.au/team/natalie monthly 0.5 2025-04-30 https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/8190378d-135c-4d81-bfce-a9f75d54414c/Reason+.jpg Team - Natalie Redmond - Natalie Redmond Natalie has been with the team since she was 19. Having taken time off in 2020 to have kids, she rejoined the team as of 2023. We are beyond excited to have her back! Natalie is in charge of pricing our entire database, and ensuring you are on the best rate possible. Along with other administrative duties, she forms an integral part of the team. TO CONNECT WITH NATALIE PLEASE FILL OUT THE FORM BELOW or email natalier@hhloans.com.au https://www.hhloans.com.au/blog-1 daily 0.75 2025-07-08 https://www.hhloans.com.au/blog-1/no-rate-cut-here-is-why-you-might-still-save monthly 0.5 2025-07-09 https://www.hhloans.com.au/blog-1/whypeoplearechoosingbrokers monthly 0.5 2025-03-10 https://www.hhloans.com.au/blog-1/rba-reduces-cash-rate-to-410 monthly 0.5 2025-02-28 https://www.hhloans.com.au/blog-1/blog-15/letstalkrefinance monthly 0.5 2025-03-10 https://www.hhloans.com.au/blog-1/blog-14/interestratesandtheaustralianmarket monthly 0.5 2025-01-29 https://www.hhloans.com.au/blog-1/13/cashrateheldsteadyat435 monthly 0.5 2024-11-29 https://www.hhloans.com.au/blog-1/12/rbaseptemberannoucement monthly 0.5 2024-11-29 https://www.hhloans.com.au/blog-1/11/the-rba-raised-rates-again monthly 0.5 2024-11-29 https://www.hhloans.com.au/blog-1/10/the-rba-raised-rates-again monthly 0.5 2024-11-29 https://www.hhloans.com.au/blog-1/9/rba-increases-cash-rate-to-335 monthly 0.5 2024-11-29 https://www.hhloans.com.au/blog-1/8/the-cats-out-the-bag monthly 0.5 2024-11-29 https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/c89b6ac0-247b-42eb-b625-0bbbbf7675f0/Pages+from+October+Newsletter+Draft+1.jpg Blog - October RBA Update - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.hhloans.com.au/blog-1/7/rba-september-update monthly 0.5 2024-11-29 https://www.hhloans.com.au/blog-1/6/when-was-your-last-home-loan-health-check monthly 0.5 2024-11-29 https://www.hhloans.com.au/blog-1/5/what-is-an-offset-account monthly 0.5 2024-11-29 https://www.hhloans.com.au/blog-1/4/5-ways-to-respond-to-rising-interest-rates monthly 0.5 2024-11-29 https://www.hhloans.com.au/blog-1/3/eofy monthly 0.5 2024-11-29 https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/5524e1c0-f133-4e06-b5bd-c5853c225dd0/test+1.png Blog - Changes in the Property Market - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/7dd1e933-9e36-494f-9e5c-fa7303512cf3/Govt+Schemes.png Blog - Changes in the Property Market - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/5bed1e23-842d-4c5a-99a8-c70b02144bf3/Listings.png Blog - Changes in the Property Market - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.hhloans.com.au/blog-1/2/theratesaremoving monthly 0.5 2024-11-29 https://www.hhloans.com.au/blog-1/1/assetandequipmentfinance monthly 0.5 2024-11-29 https://www.hhloans.com.au/home daily 1.0 2026-04-01 https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/1aa4fd17-ada6-49fb-a3e5-cc60cb65f962/Untitled+design+%2812%29.jpg Home https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/1656577853670-W9YQVASMA2L9UAEVKYZ5/Raell.jpg Home https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/1656577884606-9Z5SV8FH2KOY748J9C9Z/Mark%25252B4.jpg Home https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/1656578033481-1V7FZOTKI2IWFTQGHE7G/Charlie%2525252B.jpg Home https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/1656578061036-69CH4O0UY6MTVVSIMPY0/Mushyy.jpg Home https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/1656578428228-8IFTF8Z2FUEXBQ0EMXNO/DUDUD.jpg Home https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/1656578958491-S5PE1HM6J952XK13HJAU/Ameesh%25252B10.jpg Home https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/1657867723534-8M7TEFUH557YHV5N2VB8/Libby%2525252B%25252525281%2525252529.jpg Home https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/1658736576578-BE0N7TDAO2KBCAAODHLC/Reason%2B.jpg Home https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/8190378d-135c-4d81-bfce-a9f75d54414c/Reason+.jpg Home https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/255bcede-5d23-485d-8288-3ac26f802865/HH+Logo+PNG.png https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/ab03a148-6ad0-486f-912c-e153c3568593/House+Loans+%284%29.png https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/20eceba6-5658-49aa-b9f7-620a9da72609/Commercial+Loan+%283%29.png https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/53955dff-d73b-4048-9874-50f837072c18/Debt+Consolidation++%281%29.jpg https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/092fcb2c-0a93-486a-a637-235c680254e5/Asset+Finance++%284%29.png https://www.hhloans.com.au/contact- daily 0.75 2024-09-26 https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/fa3af316-2f8d-4c3f-97f4-9b92efa9568b/Contact+Us+3.png Contact - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.hhloans.com.au/services- daily 0.75 2022-08-24 https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/04e80fb2-c090-4056-8e5c-159aa8d3e15a/HL.png Services - Residential Property Buying a property is daunting and for you it may be the largest transaction you ever enter into in your life. It does not matter whether you are buying a place to live in or rent out, you need to be working with a broker. That is because no two loan applications are the same - because no two client’s situations are the same. This is what we do every day. Finding the right home loan for you is a process that takes time, research and careful planning. With a panel of over 60 lenders we will we find you the best solution. https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/c3ea59c6-2221-42d8-b5ba-3bee0fccc5f4/PFF+%284%29.jpg Services - Debt Consolidation You may be in a position where you would like to merge a number of debts (personal loans, zip / afterpay or credit cards) into one easy to manage re-payment. A personal loan may be the solution. Personal loans usually have to be repaid over a fixed term, usually between one to seven years. Personal loans generally do not require collateral or security and requires minimal documentation. https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/3e965b4b-5e21-49e0-ac24-23d578b8da3e/CLL.png Services - Commercial Property & Business Funding Many of our clients are expanding their portfoloio to include commercial property or embarking on property development. Each one requires a unique tailored solution that we can provide for you. Funding for a business also falls under this banner and encompasses many areas such as working capital, overdraft and other credit facilities. https://images.squarespace-cdn.com/content/v1/60274d45a69d7d4425a66948/da714cd3-d9f0-40af-8dac-9bfd471a6dba/Asset+Finance++%285%29.jpg Services - Equipment and Vehicle Purchases Not all of us have cash lying around to pay for a car, boat or other equipment we want to purchase. We will help you find the right loan to assist in the purchase of these “movable” assets. https://www.hhloans.com.au/fact-find daily 0.75 2022-08-04 https://www.hhloans.com.au/rate-cuts daily 0.75 2025-03-05