HOME LOAN REFINANCING
When did you last check your home loan ?
Your home loan may have been competitive when you took it out. But rates change. Lenders change. And your circumstances change too.
An HHL broker can review your current loan, look at what you're paying now and compare it with options available across our panel of lenders.
SINCE 2002
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$3BN+ LOANS SETTLED
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60+ LENDERS
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PERTH BASED
〰️
WORKING NATIONALLY
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SINCE 2002 〰️ $3BN+ LOANS SETTLED 〰️ 60+ LENDERS 〰️ PERTH BASED 〰️ WORKING NATIONALLY 〰️
Your Current Lender Isn't Your Only Option.
It's easy for a home loan to become something you simply stop thinking about.
The repayment comes out every month. Life moves on. Meanwhile, interest rates change, new products enter the market and lenders compete for new business.
So there is one very simple question worth asking:
If you were choosing your home loan today, would you choose the one you already have?
You don't need to know the answer.
That's what the review is for.
Refinancing Isn't About Finding the Lowest Rate
A headline rate can look attractive.
But there is more to refinancing than comparing two percentages.
There may be application or discharge costs. Features can differ. Cashback offers can have conditions. A lender's borrowing criteria may have changed. And the loan with the lowest advertised rate isn't necessarily the loan that best suits what you're trying to achieve.
That's why we start with the existing loan — not the new one.
First, we understand what you've got.
Then we understand what you need.
Only then does it make sense to look at alternatives.
We've Been Having These Conversations Since 2002
House & Home Loans has been helping Australians navigate lending since 2002, with more than $3 billion in loans settled.
We're based in Osborne Park, Perth, and work with clients across Australia.
More importantly, we're real people.
You'll have a broker you can talk to, ask questions of and come back to as your financial circumstances change.